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      • Architecture
      • Alex Haley Memorial
      • Banneker-Douglas Museum
      • Eastport Walking Tour
      • Hammond Harwood House >
        • Pumpkin Walk
      • Lighthouses
      • Paca House & Garden
      • Maryland Inn
      • Naval Academy
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        • Dog Parks
        • Leon Wolfe Park
        • Quiet Waters Park
        • State Parks
      • Severnside Farm Tour
      • St Anne's Church
      • Tiffany Stained Glass
      • State capital building
      • Wall Murals >
        • Design District Murals
        • Historic, Murry Hill & Eastport
        • Others Out & About
    • Events >
      • Annapolis Cup Croquet Match
      • Art Walk
      • Boatyard Beach Bash
      • Bourbon Bowties Cigars
      • C.R.A.B Cup
      • Crab Feast
      • Puppy Plunge
      • US Powerboat Show
      • US Sailboat Show
      • Waterfowl Festival
    • Runs
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      • Memorial Day
      • Labor Day
      • Halloween
      • Christmas
    • Festivals >
      • Anne Arundel County Fair
      • Art in the Park
      • Beer & Wine Festivals
      • First Sunday Arts
      • Irish Festival
      • Homestead Gardens Fall Festival
      • Kegs and Corks
      • Maryland Seafood Festival
      • Renaissance Festival
      • West Annapolis Oktoberfest
    • Markets >
      • AA County Farmers Market
      • AA Medical Center Farmers Market
      • Annapolis Farmers Market
      • Diehl's Produce
      • DNR Farmers Market
      • PA Dutch Farmers Market
      • 2017 Farmers Market Guide
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      • All Saints Concert
      • Annapolis Summer Garden Theatre
      • Annapolis Town Center Concerts
      • Fast as Lightning
      • FOQWP Summer Concert Series
      • Middletons
      • Rams Head On Stage
    • Tours >
      • Ghost Walk Tour
      • Red Trolley Tour
      • Circulator
    • Places to stay
  • Gardening
    • Composting
    • Fruits and Veggies >
      • Apples
    • Gardening Clubs
    • Native Plants
    • Insects >
      • Friends or foe
    • Trees
    • Where to buy plants
    • Butterfly Garden >
      • Butterflies in Maryland
      • Location
      • Plants for Butterflies
      • Butterfly Life Cycle
      • Monarch Butterfly
    • Spring >
      • Seed Starting
    • Summer
    • Fall >
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      • What to Plant in the Fall?
    • Winter
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All About Annapolis

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You know, I didn't think I had a lot to say, but apparently I might!!  :-)

Maryland Housing Rehabilitation Program

10/24/2017

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With the market being the way it is, if you've been looking for a home, you realize that the perfect home may look like it needs a bit of work before it becomes perfect.  But what if it's more than new paint and carpeting?  What if it has lead based paint?   What if the plumbing isn't up to code? Where does the funds come from to make those repairs?

Enter the Maryland Housing Rehabilitation Program (MHRP). Their purpose is to preserve and improve single family properties and one-to-four unit rental properties. It is a program designed to bring properties up to applicable building codes and standards.

The program works by MHRP providing rehabilitation funds to correct exterior and interior deficiencies, make accessibility modifications, correct health and safety violations, improve plumbing, wells and sewer improve weatherization and energy conservation, and correct lead based paint violations.  

After those items above are done, then general improvements are eligible.  This includes small additions, alterations, carpeting, fences ad landscaping, kitchen, and bathroom or closet remodeling. Luxury items like swimming pools and recreational facilities are not eligible. This may cover single family owner-occupied homes to 1-4 unit rental properties.

To be eligible you must be a Maryland resident, own and occupy the dwelling to be repaired (or rent to an income eligible tenant) and be a family of limited income, or rent to a family with limited income.

Loans will have interest rates based on the income of tenants served and projected income available to repay the loan. Generally, the maximum loan is 110 percent of the value of the property. Loans in excess of $5,000 or with deferred payments are secured by a mortgage. The maximum loan term is 30 years. Loans which serve families with incomes at or below 50 percent of the statewide or Washington, D.C. Metropolitan Statistical Area median income may have deferred payments if necessary for project feasibility.

Think this program sounds good and would like to check it out?  Visit their website and download an application.  The office for the City of Annapolis is at 410-263-7961 x7787.  The office for Anne Arundel County is 410-222-7600.

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    My name is Susanne Kneeland and I'm an Associate Broker for Long and Foster in Eastport Annapolis. I'm a wife, a mother of 2, and to 2 furbabies, a dog Maggie and a cat Marty

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